Text copied to clipboard!
Title
Text copied to clipboard!Leasing Credit Administrator
Description
Text copied to clipboard!
We are looking for a dedicated Leasing Credit Administrator to join our dynamic finance team. The Leasing Credit Administrator will play a crucial role in managing and overseeing credit-related activities within our leasing operations. This position requires a detail-oriented individual who can effectively evaluate creditworthiness, manage credit approvals, and ensure compliance with internal policies and external regulations.
The ideal candidate will have a strong background in credit analysis, leasing operations, and financial risk management. You will be responsible for assessing the financial stability of potential lessees, analyzing credit reports, and making informed decisions regarding credit approvals. Additionally, you will collaborate closely with sales teams, legal departments, and external financial institutions to facilitate smooth leasing transactions.
Your role will involve maintaining accurate records of credit applications, approvals, and rejections, ensuring all documentation is complete and compliant with regulatory standards. You will also be tasked with regularly reviewing existing leasing accounts to identify potential risks and proactively manage credit exposure.
Strong communication skills are essential, as you will be required to clearly articulate credit decisions and recommendations to internal stakeholders and external clients. You will also provide guidance and support to junior team members, helping to foster a culture of continuous learning and improvement within the credit administration team.
The successful candidate will demonstrate excellent analytical skills, attention to detail, and the ability to work effectively under pressure. You must be comfortable working independently as well as collaboratively within a team environment. Familiarity with leasing software systems and proficiency in financial analysis tools will be advantageous.
In this role, you will have the opportunity to contribute significantly to the company's financial health by ensuring prudent credit management practices. Your expertise will help minimize financial risks, optimize leasing portfolio performance, and support the company's strategic growth objectives.
We offer a supportive work environment, opportunities for professional development, and competitive compensation packages. If you are passionate about credit management, possess strong analytical capabilities, and thrive in a fast-paced leasing environment, we encourage you to apply for this exciting opportunity.
Responsibilities
Text copied to clipboard!- Evaluate creditworthiness of potential lessees through detailed financial analysis.
- Manage and oversee the credit approval process for leasing applications.
- Ensure compliance with internal credit policies and external regulatory requirements.
- Maintain accurate records of credit applications, approvals, and rejections.
- Regularly review existing leasing accounts to identify and mitigate credit risks.
- Collaborate with sales, legal, and external financial institutions to facilitate leasing transactions.
- Provide clear communication of credit decisions to internal stakeholders and external clients.
- Support and mentor junior team members within the credit administration team.
Requirements
Text copied to clipboard!- Bachelor's degree in Finance, Accounting, Business Administration, or related field.
- Minimum of 3 years experience in credit analysis or leasing credit administration.
- Strong analytical and financial assessment skills.
- Excellent communication and interpersonal abilities.
- Proficiency in financial analysis software and leasing management systems.
- Ability to work independently and collaboratively in a team environment.
- Detail-oriented with strong organizational and time management skills.
- Knowledge of relevant regulatory compliance standards and practices.
Potential interview questions
Text copied to clipboard!- Can you describe your experience with credit analysis in leasing?
- How do you approach evaluating the creditworthiness of a potential lessee?
- What steps do you take to ensure compliance with regulatory requirements?
- How do you handle disagreements with sales teams regarding credit decisions?
- Can you provide an example of a challenging credit decision you made and how you handled it?
